| You have done your research for that new
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| | Do not fall for it, at least not until
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| car you want to buy. You have narrowed
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| | you have done your homework. In fact,
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| down the choices, checked the gas mileage
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| | this is a part of your homework that you
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| ratings, checked the maintenance history,
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| | can do prior to even setting foot in the
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| checked the typical resale value, and
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| | dealership. Do your homework and perhaps
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| gotten opinions from others about the
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| | even get pre-approved from a lending
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| various local car dealerships that offer
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| | source before you go to the dealership.
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| your choice to understand the rating they
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| | More often than not, if you tell the car
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| get for post-sale service and support.
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| | salesman that you have already been
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| But do not ignore an aspect of this
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| | pre-approved for financing, you can often
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| whole thing that is probably every bit as
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| | get an even sweeter deal. But by all
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| important as the actual make and model of
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| | means, do NOT tell them how MUCH you are
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| the car that you choose, which is
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| | approved for, since then he will feel
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| financing the car or truck with the best
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| | obligated to get as close to that amount
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| deal possible on a car loan or truck
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| | as possible.
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| loan. You need to gain some knowledge
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| | While it may be attractive to get a 6 or
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| about financing if you do not understand
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| | 7 year car loan, perhaps even longer,
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| long-term financing, because the whole
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| | when you look at the monthly payment
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| deal with financing is that you have more
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| | figure, this is rarely a good deal based
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| options than you think you do, and even
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| | on the amount of interest you are going
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| options that look identical on the
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| | to be paying. You need to look at what
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| surface, like cars, are entirely
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| | you have paid for the vehicle at the end
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| different when you take a peek under the
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| | of the loan period. For example, on that
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| hood. In other words, getting the best
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| | $40,000 new car on car finance plan 1,
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| car loan or truck loan, whether a new car
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| | you might have paid a total of $55,000
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| or truck, or a used car or truck, is MUCH
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| | for it, including interest, whereas on
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| more than just the monthly payment amount
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| | car finance plan 2, you only paid $48,000
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| that you are quoted.
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| | for it. That is an extra $7,000 that
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| Of course the car dealerships anticipate
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| | went flying out of your pocket
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| this. You are in the spotless showroom
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| | needlessly, and I know you can think of
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| with the free coffee and the shiny new
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| | better uses for $7,000 than the toilet.
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| vehicles on the showroom floor just
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| | Yes, the interest rate alone can indeed
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| itching to be driven by you, and your
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| | make that much difference.
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| right foot is already twitching with the
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| | Bottom line: do your car financing and
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| thoughts of getting this baby on the road
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| | truck financing homework as carefully as
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| to see what she can do. So the car
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| | you did research on what type of car to
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| dealerships have "guaranteed financing"
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| | buy, and you can save a ton of headaches,
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| programs already setup, all you need to
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| | as well as keeping much more of your
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| do is sign your name and the car keys
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| | hard-earned money in your wallet.
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| will be in your hand.
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